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Insurance FAQ


Questions Regarding Soccer Accidents, Certificates of Insurance, General Liability, Auto Insurance, and Special Events

    Soccer Accident Insurance

  1. What type of policy is the Soccer Accident Insurance (SAI)? 
  2. What does Full Excess mean?
  3. What is Usual & Customary? 
  4. Is there a deductible required?
  5. What if I have no other insurance?
  6. Where do I find the SAI claim form?
  7. What happens if I don't file within 90 days as required?
  8. How quickly after an injury should I see a doctor?
  9. Why does our insurance company need a Social Security or visa number?
  10. Are Social Security and visa numbers secure?
  11. Why do I need to put an AYSO ID # on my claim form before filing?
  12. Why is it important to validate the AYSO ID # before processing the claim?
  13. What is an AYSO ID # anyway?
  14. Where do AYSO ID #'s come from?
  15. How can I find out what my AYSO ID # is?
  16. Are AYSO ID #'s important?
  17. If I have registered and paid my player fee and filled out a volunteer application form, why would I ever be told I do not have an AYSO ID#?
  18. Are there any other reasons why I wouldn't have an AYSO ID#?
  19. Why do I need to put a Region # on my SAI claim form and what is a Region #?
  20. How can I find out what my Region # is?
  21. What will happen if my SAI claim form is not filled out completely and accurately?
  22. Why does my SAI claim form need to be signed by the Regional Commissioner and Safety Director?
  23. How do I contact the Regional Commissioner and Safety Director?
  24. What are the claims processing agents looking for when they validate my AYSO ID#?
    Certificate of Insurance

  1. Why do we need to get our certificates of insurance over the internet?
  2. Will my Region be charged for each certificate?
  3. What if I can't figure out how to use the online insurance certificate tool?
  4. What if the entity requesting a certificate of insurance will not accept the standard form produced via the online system?
  5. Will last year's insurance certificates be renewed automatically?
    General Liability

  1. Is it true that our General Liability policy is considered "excess coverage"? What does that mean?
  2. As a registered volunteer, if I deliberately cause injury to another person during an AYSO event or publish materials with intent to do harm, do I have coverage under AYSO's General Liability policy if a lawsuit is filed against me?
  3. My child is on an AYSO team and during a game was involved in a fight with another player who was injured. Do we have coverage under AYSO's General Liability policy if the other parents file a lawsuit?
  4. Why does AYSO not provide liability coverage for lawsuits arising out of player versus player situations?
  5. I am a registered volunteer and was involved in an altercation with another volunteer. He/she said they are going to file a lawsuit. Do I have coverage under AYSO's General Liability policy?
  6. Why does AYSO not provide liability coveage for lawsuit arising out of volunteers versus volunteer situations?
  7. I was coaching a game where a fight broke out between the players. I ran onto the field to break it up, tripped and fell to the ground on top of a player, breaking the player's arm. Do I have coverage under AYSO's policy if the parents file a lawsuit against me?
  8. I am a registered volunteer and coach in my Region, and a parent has accused me of sexual abuse. Will AYSO's General Liability policy provide primary coverage for me, or will I have to use my homeowner's policy first?
  9. While attending an AYSO Event a strong gust of wind uplifts an AYSO tent and throws it into the parking lot damaging my vehicle. Will AYSO pay for the damages?
  10. We have soccer teams celebrating the end of their season at local restaurants and various amusement park locations. Is there coverage under AYSO's General Liability policy?
    Automobile

  1. I am a parent who takes several children to and from practices or games. Do I have automobile insurance coverage under AYSO's policy?
  2. We are traveling to a tournament and will be renting a 15-passenger van? Do we have coverage under AYSO's automobile policy?
  3. I am traveling to another Region to do training and will be renting a car. Will I have coverage under AYSO's automobile policy?
  4. Who can rent vehicles and have coverage under the AYSO automobile policy?
  5. Who are the specific volunteers and employees able to rent vehicles?
    Special Events

  1. Our Region wants to sell fireworks as a fundraiser this year. Do we have coverage under AYOS's General Liability policy?
  2. Our Region wants to offer a bounce house or an amusement ride at our opening date ceremonies and need to know if we have coverage under AYSO's General Liability policy?
  3. My Region would like to participate in a parade with registered players and volunteers riding on a trailer or walking beside the vehicle. Do we have coverage under AYSO's General Liability policy?
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